Al-Jazari: The Mechanical Genius
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In an era saturated with absurd moments of anti-Muslim fear-mongering, mosques have become a touchstone for Islamophobia. Even unbuilt mosques have set off a wave of anti-Muslim sentiment in Tennessee, Texas, California, and most notably, New York. Not to be outdone, the people of Pheonix, AZ were quick to call foul over the appearance of a dome-like structure along an interstate. But in the clamor over the impending Muslim takeover, these Arizonans missed one small detail — the building is not a Mosque, it’s a church:
A new dome-like structure near 19th Avenue along Interstate 10 in Phoenix is the Light of the World church, a nondenominational Christian church hoping to modernize traditional worship services, a church spokesman said
Since the distinctive dome shape went up, church leaders said they have received phone calls from concerned neighbors who’ve mistaken the building for an Islamic mosque.
On Wednesday, church officials hung a sign reminding people they’re Christian congregation. “We’re trying to let people know that we’re Christian and our churches are modern,” said Uzieo Martinez.
Watch a report from KPNX-TV:
“It is unfortunate that people are so intolerant to differences that they aren’t willing to see that the place of worship is not a mosque,” said Tayyibah Amatullah of the Council on American-Islamic Relations’ Arizona chapter. But with so many high-profile figures selling unfounded, anti-Muslim fear to the public, is it any wonder that all many Americans can see in Islam is a phantom menace?
The Dalai Lama Tuesday hailed Islam as one of the great religions of the world, saying true jihad was about fighting “negative emotions” within oneself.
Speaking after receiving an honorary Doctor of Letters (D. Litt)
degree from Delhis Jamia Millia Islamia university, the Tibetan
spiritual leader said that some mischievous elements were bringing a bad
name to Islam.
“I defend Islam,”
the Dalai Lama said, “we should not generalize Islam due to few
mischievous people. Such mischievous people are there among Hindus,
Jews, Christians, Buddhists, and all religions”.
“Islam is one of the very important religions for many centuries, in
the past, present and future it is the hope of millions of people,” he
said.
“Some Muslims in this country (India) told me genuine Islam
practitioner must extend love and compassion to all creatures. If a
person creates bloodshed they are not Muslims,” he said adding, “the
meaning of jihad is a struggle within ourselves against all negative
emotions like anger, hatred, attachment, that creates problem in the
society”.
He said though he received similar honour from many universities
around the world, he was particularly honoured to receive it from a
renowned Islamic institution of higher learning in India.
Indo-Asian News Service

The Vatican offered Islamic finance principles to Western banks as a solution for worldwide economic crisis.
Daily Vatican newspaper, ‘L’Osservatore Romano, reported that Islamic banking system may help to overcome global crisis, Turkish media reported.
The Vatican said banks should look at the ethical rules of Islamic finance to restore confidence amongst their clients at a time of global economic crisis.
“The ethical principles on which Islamic finance is based may bring banks closer to their clients and to the true spirit which should mark every financial service,” the Vatican’s official newspaper Osservatore Romano said in an article in its latest issue late yesterday.
Author Loretta Napoleoni and Abaxbank Spa fixed income strategist, Claudia Segre, say in the article that “Western banks could use tools such as the Islamic bonds, known as sukuk, as collateral”. Sukuk may be used to fund the “‘car industry or the next Olympic Games in London,” they said.
They also said that profit share, gained from sukuk, may be an alternative to the interest. They underlined that sukuk system could help automotive sector and support investments in infrastructure area.
Islamic sukuk system is similar to bonos of capitalist system. But in sukuk, money is invested concrete projects and profit share is distributed to clients instead of interest earned.
Pope Benedict XVI in an Oct. 7 speech reflected on crashing financial markets saying that “money vanishes, it is nothing” and concluded that “the only solid reality is the word of God.” The Vatican has been paying attention to the global financial meltdown and ran articles in its official newspaper that criticize the free-market model for having “grown too much and badly in the past two decades.”
The Osservatore’s editor, Giovanni Maria Vian, said that “the great religions have always had a common attention to the human dimension of the economy,” Corriere della Sera reported today.

The Hindu : Opinion / News Analysis : The banking woes of an “excluded” community
The banking woes of an “excluded” community
Vidya Subrahmaniam
Banks have designated red zones where the vast majority of Muslim clusters fall. This fact is confirmed by the rash of banking-related complaints received by the National Commission for Minorities.
A little over a year ago, Ali Arshad, a resident of Okhla in Delhi, went to a well-known private sector bank to open a bank account. He thought his case would be fast-tracked because he had a banking background, he worked with a well-known investment and brokerage company and he had the necessary documents: A passport, a pan card and a house rent agreement notorised on stamp paper.
He still has not heard from the bank. The manager of the branch informally told him that his passport showed a Patna address and the bank did not accept rent agreement as proof of residence. The Hindu checked the website of the bank and found that the bank did accept house rent agreement as proof of residence. A call placed to the bank confirmed that a passport (proof of identity) and a rent agreement (proof of residence) were enough to start a bank account.
Mr. Arshad finally opened a salary account with a bank that had his company’s corporate account. “The bank could not refuse me because I came as a package,” Mr. Arshad says. He attributes his banking difficulties to the fact that he stays in Muslim-concentrated Okhla, an unofficial red zone for banks. Indeed, in the Muslim belt of Okhla, Zakir Nagar and Batla House stories abound of residents not being able to open bank accounts and of banks turning down their loan applications. The situation, residents say, has got worse after the September 2008 killing of two alleged terrorists in Batla House. “Landlords here refuse to give residence proof documentation for fear of being tracked down,” says Hasan Shuja, editor of Urdu daily Sahafat. Mr. Shuja, who has gone from bank to bank looking for a loan to expand his business, says, “I gave them all possible documentation but to no avail. But not just Delhi, you will hear the same thing wherever Muslims are in large numbers.”
The sense of “exclusion” among Mr. Shuja and others has only heightened with recent reports that in Andhra Pradesh alone as many as 90,000 Muslims students were unable to open bank accounts to deposit their scholarship cheques. The complaints were received by the State Minorities Commission which, in turn, referred them to the National Commission for Minorities in Delhi. The Ministry of Minorities has since taken up the matter with the State’s Chief Secretary. The puzzling thing here is that banks have shown the audacity to turn away students despite a standing RBI circular instructing them to open basic, no-frills accounts for people from deprived categories.
At the NCM, officials cannot cope with Muslim complaints relating to banking. The Commission receives an average of five banking complaints a day from across the country, with most complainants recording specific details of discrimination. The NCM recently intervened to have a dismissed Muslim official of a leading private sector bank reinstated. The official was found to have been falsely accused of fraud.
Up until the Sachar Committee report, which conclusively established unacceptable levels of Muslim deprivation, there were not many takers for Muslim-specific banking complaints which were typically dismissed as an exaggeration. The other commonly held perception was that Muslims were averse to banking because of religious injunctions against receiving interest.
Several significant findings emerged in the investigations of the Sachar Committee which analysed access to Priority Sector Advances (farm sector, small-scale industries and small advances to weaker sections) across Socio Religious Communities. To start with, banks confirmed the existence of “red zones” where they offered minimal services. Says Abusaleh Shariff, who was member-secretary with the committee: “We did not use the term discrimination in the report but we did find banks to be unacceptably insensitive. They accepted that they don’t like to provide services in the red zones. Unfortunately, most of the areas where Muslims live fall in the red zones.”
The committee was also able to bust the myth that Muslims were against banking. Muslims held a 12 per cent share in PSA bank accounts which was rather low considering the high concentration of Muslims in socially and economically deprived sections. Nonetheless, as Mr. Shariff points out, the figure established that given a chance Muslims opened bank accounts.
The committee’s third major finding was that Muslims did not easily get loans. The community’s share of outstanding PSAs was pathetic — only 4.6 per cent as against a population share of 13.4 per cent. The ratio of loans to population was even worse in the Minority Concentration Districts. In 44 such districts, where the Muslim share of the population was 33 per cent, their share of PSAs was an abysmal 7.9 per cent. The share of other minorities, who together constituted two per cent of the population, was 3.7 per cent. In 11 of these districts, where the Muslim share of the population was 51.4 per cent, their share of PSAs was 12.9 per cent. With a 1.2 per cent share of the population in the same districts, other minorities received 3. 4 per cent of PSAs while Hindus, who formed 47.4 per cent of the population, got a PSA share of 63.1 per cent. Over all, other minorities fared twice as well as Muslims in the priority sector.
When the UPA government came to power in 2004, one of its early priorities was to address the “development deficit” among Muslims. It recast the old 15-point Minority Welfare Programme and established a time-frame for programme-specific interventions. It set up a Ministry of Minority Affairs (MMA), following it up with the first-ever exhaustive study of the community’s social, economic and educational status. Simultaneously, it started a programme of financial inclusion through the Reserve Bank. The RBI’s charter, reiterated through repeated circulars, included expanding access to banking through “nil balance, no frills” accounts as well as smoothening credit flow to Muslims.
Six years later, the government, and the MMA in particular, are still battling systemic resistance to minority welfare. This situation is despite the ministry’s exemplary commitment and overall vision. Ministry sources say that with each year, they are getting closer to reaching the target, exceeding it in some programmes such as the award of scholarship. And yet it has been literally a case of inching forward. Take the National Minorities Development And Finance Corporation established 17 years ago. In all this time, it has disbursed loans only to 5.39 lakh minority beneficiaries. A drop in the ocean for a Muslim population of over 130 million.
The MMA points out that as against this dismal figure, the corporation achieved a target of 1.46 beneficiaries in 2009-2010. However, the ministry had to move mountains for this, as the States, with some exceptions, simply would not cough up their share of 26 per cent to the scheme. For instance, Uttar Pradesh has so far contributed only 7 per cent (Rs. 7 crore) of its share of 26 per cent (Rs. 44 crore). The Ministry offered to set up a separate fund for strengthening the state channels for disbursal. “Not one State has responded to our offer,” said a top ministry source. In the 90 Minority Concentration Districts, too, progress has been uneven, with development plans going back and forth and the States not being quick with their feedback.
Need to black list errant banks
The MMA was patting itself on the back for its success in the scholarship scheme when reports came in of banks refusing to open scholarship
accounts for Muslim students. The ministry has swiftly moved to address the problem but the news has understandably upset the community. As politician Abdul Khaliq remarked: “This situation will not change unless Muslim representation in banking staff goes up. And government must black list errant banks and punish the guilty officers.”
Is Islamic Finance the new challenge to Wall Street?
Sunday, November 7, 2010
By Andrew Sheng
I was in Kuala Lumpur in October attending the Global Islamic Finance Forum, organized by Bank Negara Malaysia and the Malaysian International Islamic Finance Centre. The whole glitterati of the Islamic world was here, and coincidentally, the HSBC Asia Board also held their meeting here, so it was also good time to catch up with all the Hong Kong good and great, including the incoming taipans at the Bank.
In the 1990s, Islamic finance was a fledgling fringe industry. But today, its size has grown from roughly US$150 billion to about US$1 trillion in size. This is of course still small relative to some of the largest global fund managers and universal banks, who manage more than US$1 trillion each. But the double-digit growth and potential size of the market cannot be ignored. Some pundits think that the market size will reach US$2 trillion within the next five years.
There are roughly 1.3 billion Muslims in the world, with 138 million in India and roughly 30 million in China. These are growing markets in terms of income and wealth. As the Muslim community seeks to invest in interest-free banking, Islamic funds have been growing in leaps and bounds. Today, there are roughly US$800 billion in Islamic banking funds, US$100 billion in the sukuk (or Islamic bond) market and another US$100 billion in takaful (Islamic insurance) and fund management business. Hong Kong, of course, introduced the Hang Seng Shariah Compliant China Index Fund in 2008 to attract Muslim investors.
As oil prices continue to remain at high levels, the Middle East oil-producers will continue to generate surpluses that must be parked somewhere. With the Western markets and economies under pressure, some of that money has moved Eastwards.
Will Islamic finance be a serious challenge to traditional Wall Street finance? That is a question that deserves a good answer.
First of all, thanks to the good work of Bank Negara Malaysia and the Gulf central banks, the infrastructure for Islamic finance has been laid, with the establishment of the Accounting and Auditing Organization for Islamic Financial Institutions (AOFFI), the Islamic accounting standards authority, the Islamic Financial Services Board (IFSB), the international Islamic financial regulatory standard-setting organisation and the Institute for Education in Islamic Finance (INCEIF). The International Shari’ah Research Academy for Islamic Finance (ISRA) also provides an invaluable website that is increasingly the transparent source for shari’ah interpretations on what is considered acceptable under Islamic law.
For people unfamiliar with Islamic finance, the basic principle of Islamic banking is the sharing of profit and loss and the prohibition of usury. Simply put, interest is prohibited, but profit sharing is not. A cynic can say that with zero interest rate policies adopted by advanced country central banks today, they are also practicing Islamic banking.
The distinctive elements of Islamic finance are its ethical element (the prohibition of usury and exploitation of the borrower), the preference for trading in real assets (rather than synthetic products), partnership between the investor and investee and its governance structure (requiring a Shariah council).
The point to remember in Islamic finance is that there is no Islamic global reserve currency. Although Islamic banks are growing rapidly, there is no assurance that they are not subject to the problems of non-performing loans and bank runs that are endemic in commercial banking.
What has been most innovative was the launching this week of an International Islamic Liquidity Management Corporation (IILM) aimed to assist institutions offering Islamic financial services in addressing their liquidity management in an efficient and effective manner. This institution addresses one of the fundamental problems of Islamic financial institutions — the provision of adequate liquidity in times of stress. Once there is an international lender of last resort facility (to supplement and not to replace national facilities), there would be better confidence in the liquidity of the Islamic financial services industry.
The IILM is expected to issue high quality Shariah-compliant financial instruments at both the national level and across borders to enhance the soundness and stability of the Islamic financial markets.
The signatories of the IILM Articles of Agreement are the eleven central banks or monetary agencies of Indonesia, Iran, Luxembourg, Malaysia, Mauritius, Nigeria, Qatar, Saudi Arabia, Sudan, Turkey and the United Arab Emirates. The Islamic Development Bank and the Islamic Corporation for the Development of the Private Sector are the multilateral organizations participating in the initiative.
Islamic finance has come a long way, but there is still a long way to go, since US$1 trillion is still small relative to US$232 trillion in conventional financial assets (excluding derivatives).
The real test with any challenger to Wall Street finance is whether Islamic finance will be more efficient, more ethical and more stable. Islamic finance fulfills the needs of the Islamic customer. Ethics aside, there are two crucial problems in finance — information asymmetry and the principal-agent problem. Because markets are not completely transparent and information is unequal amongst market participants, we tend to rely on trusted agents, such as banks, to act on our behalf. Financial institutions are fiduciary agents on behalf of the principals, the real sector savers and borrowers.
What this Wall Street crisis has demonstrated is that complex financial engineering enabled very smart bankers to make profits at the expense of the public purse, because they have become larger (five times greater than GDP). When they fail, the public bears the losses because they are too large and too powerful to fail. This is not the level playing field that is a pre-condition of free markets.
The real question is that under information asymmetry, how do the principals know that the risks of the agents (the banks) have shifted to principals through moral hazard? Islamic finance faces exactly the same dilemma.
If Islamic finance theoreticians can solve this problem, they would be doing a great service to the rest of the world. Then we would truly have an alternative to Wall Street.
Andrew Sheng is author of the book “From Asian to Global Financial Crisis.” He is also Adjunct Professor at Tsinghua University, Beijing and University of Malaya. He was formerly the Chairman of the Securities and Futures Commission, Hong Kong.

Indian corporates foray into Islamic finance – Arab News
Indian corporates foray into Islamic finance
By MUSHTAK PARKER | ARAB NEWS
Published: Nov 14, 2010 22:55 Updated: Nov 14, 2010 22:55
THE launch by India’s Tata Group of its debut Islamic equity fund two weeks ago sees the entry of another major Indian asset management company in the Islamic finance space. This follows the establishment by the rival Reliance Anil Dhirubahi Ambani Group of a dedicated Islamic asset management company in Malaysia, Reliance Asset Management Malaysia Sdn Bhd, in late 2009 to spearhead its global Islamic asset management activities.
While Reliance seems to be a bit over-cautious, Tata in October 2010 launched the Tata Indian Shariah Equity Fund (TISEF) through its Tata Asset Management (Mauritius) Private Limited (TAMM), which is also the fund manager. According to TAMM, the offering is a diversified open-ended equity fund investing in Shariah-compliant equity or equity-equivalent listed Indian companies. The minimum subscription is $5,000 and the benchmark is the Standard & Poor’s CNX Nifty Shariah Index.
The stock universe of the (TISEF) comprises such luminary corporates as Cummins India, Bharti Airtel, Reliance Industries, Gujarat Mineral Development Corporation and others, whose stocks are deemed to be Shariah-compliant and therefore satisfy the various Shariah screens relating to business activity and financial ratios. The fund asset allocation is 31 percent equities and 69 percent cash and other asset classes such as sukuk.
The choice of Mauritius as the fund domicile is not surprising. Mauritius over the last few years has been promoting itself as an offshore banking center and an Islamic capital markets hub. To underline its commitment to developing the island state as an international Islamic capital markets center, Port Louis has acceded to membership of the Islamic Financial Services Board (IFSB) and last month in Kuala Lumpur became a founding participant together with nine other central banks and two multilateral agencies in the International Islamic Liquidity Management Corporation (IILM) with a $5 million equity subscription.
Tata’s entry into the Islamic asset management space virtually coincided with the official visit of Indian Prime Minister Manmohan Singh to Malaysia at the end of October 2010.
India has had a strange relationship with the Islamic finance industry over the last few years. At a political level, despite the fact that Manmohan Singh since his days as finance minister has been a strong supporter of facilitating Islamic finance in India, the government has been very slow to react to the global growth of Islamic finance.
Given that India has the world’s largest Muslim minority at almost 200 million, the introduction of enabling legislation to facilitate Islamic finance would have advanced financial inclusion especially for the above minority and millions of others who are interested in ethical and socially-responsible financial services.
Whether for political or religious reasons, those opposed to the introduction of enabling legislation to allow Islamic financial products, tend to see Islamic finance as an extension of political Islam, which is both incorrect and misleading. While Islamic finance has a definitive faith-based ethos, some of whose values are also found in other faiths including Judaism, Christianity, Buddhism and Hinduism, it is considered especially in non-Muslim jurisdictions as an alternative system of financial management. In the UK legislation, for instance, sukuk are regarded under the Finance Act 2010 as Alternative Financial Investment Bonds. Even in Muslim countries such as Turkey, Islamic banks are called Participation Banks in the Banking Act 2007.
Another difficulty in India is at the sate level, where communist-inspired legislatures and administrations, for instance, are against the introduction of Islamic banking for ideological reasons. This does not detract from the fact that they do allow conventional banks, the very epitome of the market-based capitalism, supposedly the sworn enemy of socialism. Not surprisingly, in April this year the Kerala High Court directed the state government and its institutions not to promote and invest in the Kerala State Islamic Development Corporation, a Shariah-compliant finance company, aimed at developing infrastructure in the state and attracting inward investment from the Middle East and Southeast Asia.
India’s inertia effectively is a lost opportunity cost because Islamic finance could be a valuable savings mobilization vehicle and also contribute to the country’s huge development and infrastructure needs. Of course there are those who argue that if the UK can authorize five Islamic banks, and countries such as Singapore, South Africa, Mauritius and others also have licensed Islamic banks, why can’t India do the same?
India has had some Islamic finance activity mainly through brokerage and finance companies such as Al-Falah, Parsoli and Barakat. These have largely been disappointing and ineffectual because of the lack of a serious business model and transparency. The first two were embroiled in various allegations of fraud and/or mismanagement. The Saudi-owned Dallah Al-Baraka Group was one of the first overseas groups to venture into India establishing the Al-Baraka Finance House Merchant Bank in the 1990s with participation of the local Oomer Group. The latter eventually bought out Al-Baraka’s shares and changed the name to Al-Barr Finance House, which is still operating out of Mumbai.
Over the last few years however prominent Indian Muslim businessmen, bankers and professionals have been lobbying the government and the Reserve Bank of India (RBI), the banking regulator, to consider introducing a legal and regulatory framework to facilitate the introduction of Islamic financial products in India.
“There have been from time to time demands for experimenting (with) Islamic banking. I would certainly recommend to RBI, which is looking into the question, to look at what is happening in Malaysia in this regard,” stressed Prime Minister Manmohan Singh during his visit to Kuala Lumpur where he had talks with his Malaysian counterpart Mohammed Najib Tun Abdul Razak, who is a very proactive supporter of the Islamic finance industry.
The global Islamic finance industry has seen steady growth over the last three decades with estimated assets under management totaling $1.2 trillion with the potential to rise to $4 trillion over the next few years.
There are signs that State Bank of India (SBI) is starting to warm to Islamic finance. According to Indian asset management industry sources, SBI circulated a White Paper earlier this year on Islamic finance inviting comments from the public on whether the RBI should open the market to Islamic financial services companies based in India to offer products in the local market. However, realistically, given the notorious bureaucracy in Indian state institutions including the government apparatus, the progress toward the introduction of Islamic financial products in India through enabling legislation will take some time. Unless, of course Prime Minister Manmohan Singh’s government fast tracks such legislation as a policy priority. This, however, would require a much more proactive engagement between RBI, the financial services industry and professional Muslim groups in India. Similarly, India could also seek cooperation with organizations such as the Islamic Development Bank, the IFSB and counterpart regulatory authorities such as Bank Negara Malaysia and the Saudi Arabian Monetary Agency (SAMA).

Biocentrism, a new theory of everything, provides the missing piece.
Although classical evolution does an excellent job of helping us
understand the past, it fails to capture the driving force. Evolution
needs to add the observer to the equation. Indeed, Niels Bohr, the great
Nobel physicist, said, “When we measure something we are forcing an
undetermined, undefined world to assume an experimental value. We are
not ‘measuring’ the world, we are creating it.” The evolutionists are
trying to pull themselves up by their bootstraps. They think we, the
observer, are a mindless accident, debris left over from an explosion
that appeared out of nowhere one day.
Cosmologists propose that the universe was until recently a lifeless
collection of particles bouncing against each other. It’s presented as a
watch that somehow wound itself up, and that will unwind in a
semi-predictable way. But they’ve shunted a critical component of the
cosmos out of the way because they don’t know what to do with it. This
component, consciousness, isn’t a small item. It’s an utter mystery,
which we think has somehow arisen from molecules and goo.
How did inert, random bits of carbon ever morph into that Japanese guy who always wins the hot-dog-eating contest? In short, attempts to explain the nature of the universe, its
origins, and what’s really going on require an understanding of how the
observer, our presence, plays a role. According to the current paradigm,
the universe, and the laws of nature themselves, just popped out of
nothingness. The story goes something like this: From the Big Bang until
the present time, we’ve been incredibly lucky. This good fortune
started from the moment of creation; if the Big Bang had been
one-part-in-a-million more powerful, the cosmos would have rushed out
too fast for the galaxies and stars to have developed. If the
gravitational force were decreased by a hair, stars (including the Sun)
wouldn’t have ignited. There are over 200 physical parameters like this
that could have any value but happen to be exactly right for us to be
here. Tweak any of them and you never existed.
But our luck didn’t stop with the laws, forces, and constants of the universe. Sahelanthropus tchadensis, Orrorin tugenensis, Ardipithecus ramidus, Australopithecus anamensis, A. afarensis, Kenyanthropus platyops, A. africanus, A. garhi, A. sediba, A. aethiopicus, A. robustus, A. boisei, Homo habilis, H. georgicus, and H. erectus
— among other hominid species — all went extinct. Even the
Neanderthals went extinct. But alas, not us! Indeed, we happen to be the
only species of Hominina that made it.
Our special luck continues in the present time. Asteroids could
strike Earth at any time, producing a surface-charring blast of heat,
followed by years of dust that would freeze and/or starve us to death.
Nearby stars could go supernova, their energy destroying the ozone layer
and sterilizing the Earth with radiation. And a supervolcano could
shroud the Earth in dust. These are just a few (out of billions) of
things that could go wrong.
The story of evolution reads just like “The Story of the Three
Bears,” In the nursery tale, a little girl named Goldilocks enters a
home occupied by three bears and tries different bowls of porridge; some
are too hot, some are too cold. She also tries different chairs and
beds, and every time, the third is “just right.” For 13.7 billion years
we, too, have had chronic good luck. Virtually everything has been “just
right.”
It’s a fascinating story to tell children, but claiming that it’s all
a “dumb” accident is no more helpful than saying “God did it.” Loren
Eiseley, the great naturalist, once said that scientists “have not
always been able to see that an old theory, given a hairsbreadth twist,
might open an entirely new vista to the human reason.” The theory of
evolution turns out to be the perfect case in hand. Amazingly, it all
makes sense if you assume that the Big Bang is the end of the chain of physical causality, not the beginning.
Indeed, according to biocentrism, it’s us, the observer, who create
space and time (which is the reason you’re here now). Consider
everything you see around you right now. Language and custom say it all
lies outside us in the external world. Yet you can’t see anything
through the vault of bone that surrounds your brain. Your eyes aren’t
just portals to the world. In fact, everything you experience, including
your body, is part of an active process occurring in your mind. Space
and time are simply the mind’s tools for putting it all together.
Theoretical physicists Stephen Hawking and Leonard Mlodinow recently stated:There is no way to remove the observer — us — from our perceptions of the world … In classical physics, the past is assumed to exist as a
definite series of events, but according to quantum physics, the past,
like the future, is indefinite and exists only as a spectrum of
possibilities.”
If we, the observer, collapse these possibilities (that is, the past
and future) then where does that leave evolutionary theory, as described
in our schoolbooks? Until the present is determined, how can there be a
past? The past begins with the observer, us, not the other way around
as we’ve been taught.
The observer is the first cause, the vital force that collapses not
only the present but the cascade of past spatio-temporal events we call
evolution. “If, instead of identifying ourselves with the work,” said
Ralph Waldo Emerson, “we feel that the soul of the workman streams
through us, we shall find the peace of the morning dwelling first in our
hearts, and the fathomless powers of gravity and chemistry, and, over
them, of life, pre-existing within us in their highest form.”

Fudzail is planning and organizing this event of the year, announcement soon by Yusuf in Kuala Lumpur. It will be one of concerts as part of KL as an entertainment hub.

Born Steven Demetre Georgiou, the son of a Greek Cypriot restaurant owner and Swedish mother, he grew up in a flat above the family shop in London’s theatre district, situated at the northernmost junction of Shaftesbury Avenue and New Oxford Street, near the heart of the West End. The back streets and alleyways of this cosmopolitan district became Steven’s concrete playground and a place of learning. Full of bright lights, famous theatres and cinemas, strip clubs and musical instrument stores, this busy part of the city throbbed with excitement and entertainment. At night, musicals would echo from Drury Lane just across the road and drift up through his window; he would oftentimes be found hanging around in coffee bars, where the latest hit singles were continuously playing.

Early on, Steven developed a natural love for art and music. At 15, he managed to get his father to buy him a guitar for £8. He began penning his own songs almost immediately, and it soon became clear to his family and friends that he had a unique talent to paint as well as sing. That talent separated him from the rest. He didn’t have many friends, so he became something of a loner. On most evenings, he would climb high up to the rooftops and gaze at the noisy city below; allowing for moments of peaceful and elevated detachment under the capital’s night sky. As a child, he was naturally inquisitive (“I used to look up into the heavens and wonder: where does the night end?”).
While studying at Hammersmith Art College, he was auditioned by Mike Hurst, a record producer formerly of the pop-folk trio the Springfields. Hurst was about to emigrate to America when he decided to record this handsome young discovery. The results, “I Love My Dog” and “Portobello Road,” impressed Decca Records so much that the young artist—now to be known as Cat Stevens—was selected to launch the new Deram label, which also signed new British talent such as David Bowie and the Moody Blues.
Power-played by pirate radio stations, in November 1966 “I Love My Dog” reached No. 28 on the U.K. charts. His next hit, “Matthew and Son,” went to No. 2, stopping behind the Monkees’ “I’m a Believer.” Stevens’ earnings jumped from 2 pounds a week to 300 pounds per night. At nineteen, he was getting a reputation for Top Ten hits. His song “I’m Gonna Get Me a Gun” reached number six. He was also a popular songwriter: the Tremeloes covered “Here Comes My Baby” which went to No. 4, and P.P. Arnold, a former Ikette from the Ike and Tina Turner Revue, cut a version of “The First Cut Is The Deepest” which reached No. 18. Many years later Rod Stewart made the song a worldwide smash hit.
Clean cut, in sharp, black velvet Carnaby Street suits, Stevens was a prime sixties recording artist at a time when the music business was in its infancy and singers weren’t heavily targeted to any one audience. He regularly appeared on what would have been highly unusual tours by today’s standards—alongside the Walker Brothers, Engelbert Humperdinck and the Jimi Hendrix Experience!

As Stevens’ debut album Matthew and Son climbed to No. 7 in 1967, he was now keeping to a rigorous promotion schedule of live performances, television appearances and record store signings and was regularly locked away in the studio. With a producer and musical director, it was not unusual to record three tracks in one session.
While his late-sixties material had a distinctive orchestrated sound—easy to remember, odd lyrics, quirky and infectious—Stevens preferred sitting cross-legged and relaxed on the floor, and plucking his guitar like the folk-blues artists he admired and listened to at his favourite Soho hang-out, Les Cousins, a dank basement club where Paul Simon and Al Stewart occasionally played. These were the early days of a new tradition that used folk idioms in melodic acoustic ballads, the roots of the seventies singer-songwriter movement, which would produce performers like James Taylor and Joni Mitchell.
Despite the growing underground popularity of acoustic music, all of Stevens’ attempts to change his style were met with resistance by his record company. The young singer was caught in a sound-trap. Cat Stevens soon found that he didn’t like personal appearances either. This frustration, added to the whirlwind rounds of double gigs, smoking thirty cigarettes a day, drinking and late nights, finally took its toll. In the winter of 1968 he caught a cold that grew progressively worse. Eventually he was hospitalised with tuberculosis and a collapsed lung.
The nearly yearlong convalescence probably saved his life. This was his chance for peace and meditation. Stevens remembered, “To go from the show business environment and find you are in hospital, getting injections day in and day out, and people around you are dying, it certainly changes your perspective. I got down to thinking about myself. It seemed almost as if I had my eyes shut.” When he did emerge, he was a chastened and bearded young man.
The most profound transformation, however, was musical. He began to write a string of deeply inspiring songs. Many of the unreleased demos he recorded away from the spotlight during this experimental period like “I’ve Got A Thing About Seeing My Grandson Grow Old